Frequently asked questions

The firm's services are offered for an annual flat fee of $7,500 ($625 per month). This fee is billed monthly in arrears either from client's accounts or bank accounts.

Yes, our advisory fee has changed over time, mostly due to cost of living adjustments. Below is the history of Meredith Wealth Planning's advisory fee:

The flat annual fee includes discretionary portfolio management, ongoing investment recommendations on accounts that cannot be held under our management, as well as financial and tax planning services. You can read about our investment philosophy here.

Meredith Wealth Planning does not have a minimum account size since our firm does not bill clients based on the size of their portfolio. Every situation is unique; however, we are cognizant of the $7,500 annual fee and its impact on a client's overall financial plan. We encourage anyone interested to schedule an introductory call so we can discuss whether we are a good fit.

As a fee-only Registered Investment Adviser, Meredith Wealth is legally obligated to act as a fiduciary, always placing our clients' interests ahead of our own. This fiduciary duty applies to our entire advisory relationship, from recommendations to ongoing portfolio management. The advisors at Meredith Wealth Planning are also CFP® professionals, and therefore uphold the fiduciary standards of the CFP Board, reinforcing our commitment to objective, client-first advice.

Our flat annual fee charged to the client is the only source of revenue for the firm, meaning we do not receive commissions, revenue sharing, or any type of third-party payments from product providers.

Mark Meredith is a CERTIFIED FINANCIAL PLANNER™ professional.

Scott Wimmer has earned the right to use the Chartered Financial Analyst® designation and is a CERTIFIED FINANCIAL PLANNER™. Scott is also an Enrolled Agent, which means he has earned the privilege of representing taxpayers before the Internal Revenue Service.

Learn more from the CFA Institute and the CFP Board.

You can check the backgrounds of your Meredith Wealth Planning advisor using the SEC Investment Adviser website.

Our flat annual fee of $7,500 is all-encompassing, meaning there is no limit to how many times we meet or talk each year. Generally, we have two meetings each year for review of investment performance, tax planning, and other financial planning topics. Some years have more contact due to life events.

We're likely not the right fit if you prefer to manage your own investments. Our approach is built on providing comprehensive financial guidance, which includes managing investments based on extensive research and experience. We've found our clients get the most value when they fully engage with our advice and portfolio management. If you'd like to continue managing your own investments but receive financial planning services, there are many firms that offer that business model.

Financial planning is a difficult term to define. Below are some common examples of services offered:

• Tax planning
• Investment management
• Social Security analysis
• Estate review
• College funding
• Debt pay-down strategies
• Equity compensation

A detailed explanation of our investment philosophy can be found on this page.

Before any changes are made to your existing investments, we first analyze the positions in detail and provide an outline of what advice we would recommend should you become a client. We custody client assets at Charles Schwab & Co.

Yes. To provide consistent oversight and streamline portfolio management, we require clients to hold their investment accounts at Charles Schwab. We make the transition process easy and handle the necessary steps to ensure a smooth and seamless experience.